MORTGAGE & FINANCE Archives - Randy White Real Estate Services

MORTGAGE & FINANCE

To Buy Down or Not to Buy Down Your Mortgage Interest Rate: A Real Estate Dilemma

In the world of real estate, every decision counts. From choosing the right neighborhood to negotiating a fair price, homebuyers are faced with numerous choices that can significantly impact… Read more ⇢

Decoding Liens: How to Check for Property Encumbrances

When diving into the world of real estate, it’s essential to be aware of potential hurdles that may affect the smooth sailing of property transactions. One such obstacle is… Read more ⇢

What Is Seller Financing?

If you’re dipping your toes into the world of real estate or considering buying a home, you might have stumbled upon the term “seller financing.” No worries if it… Read more ⇢

How Your Credit Score Impacts Your Mortgage Rate

Are you considering buying a house soon? One thing you might not be aware of is how your credit score affects your mortgage rate. Let’s dive into how these… Read more ⇢

Preparing for a Home Appraisal

A home appraisal is an important part of the home buying or selling process. It determines the value of the property and plays a crucial role in securing a… Read more ⇢

You Can Buy a Home with No Down Payment

Buying a home is a dream come true for most people. But coming up with a down payment can be a daunting task. However, if you’re one of those… Read more ⇢

How Do Interest Rates Affect Home-Buying Decisions?

Buying a house is a big decision, and there are many factors to consider before making your final choice. One crucial factor that you should keep in mind is… Read more ⇢

7 Ways to Lower Your Mortgage Payments

A mortgage is a significant financial commitment, and reducing mortgage payments can help when you’re feeling the financial crunch. Fortunately, there are several strategies that you can adopt to… Read more ⇢

Is an FHA 203(k) Loan Right For You?

If you’ve been house-hunting for a fixer-upper, then you may have heard about 203(k) loans from the FHA. But what exactly are these loans, how can they be used,… Read more ⇢

What To Do If You’re Facing Foreclosure

Foreclosure is a legal process by which a lender can take possession of a property when the homeowner fails to make mortgage payments. If you’re facing foreclosure, then it’s… Read more ⇢

What Are USDA Loans?

Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of… Read more ⇢

When Can Sellers Keep Earnest Money?

When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the… Read more ⇢

4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little… Read more ⇢

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢

5 Ways To Use Your Home Equity

For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic,… Read more ⇢

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